Kirk Bowman is the founder of Zipline. With Zipline, you can pay anyone, anywhere, anytime, and it’s always free. People, business and non-profits can all take part and use Zipline to exchange money in ways never before possible. By removing the barriers of fees and process, it becomes possible for money exchange to become social again. Avichal Jain is the founder of Chores Market. Chores Market combines the broad reach of a typical classified ads website, the ability to get “friend of friend” -type referrals and a community based rating system, to create a unique online marketplace that uses your established social networks to connect you with helpers that are qualified by your friends and your community, all at prices for the chores you set, backed with a money-back guarantee.